Saving for retirement often gets put on the back burner. It’s hard to plan that far ahead, and because of this, many Americans get to retirement age without enough money. According to a 2016 study by Transamerica Center for Retirement Studies, only 38% of people call themselves habitual savers, and 23% of people save for retirement only occasionally, meaning a large portion of the population isn’t setting much money aside for themselves at all.
This doesn’t have to be the case for you, though. Saving for retirement isn’t complicated, and you should be able to plan for your future and sock away enough money for your golden years. While a financial planner can help you set up the necessary assets, there are also plenty of simple things you can do right now that will help ensure you have enough savings put away for when you’re older.