Top 13 Dog Breeds No Insurance Company Wants to Cover


"Cujo" Some dog breeds are viewed as dangerous by insurance companies. | Warner Bros.

When choosing from the multitude of dog breeds out there, it can be difficult to find all of the attributes you want in a loving pet. We all want something relatively cute, cuddly, and friendly stalking our homes and yards. Some dog breeds fit that description perfectly. But there are so-called “dangerous dogs” out there, too — some who have earned the label unfairly.

Dangerous dogs are relatively uncommon, all things considered. Sure, you’ll hear about the occasional dog attack. But given how many dogs Americans have as pets — roughly 78 million — running into dangerous dogs isn’t much of a concern. But what if you want to get your pet insured? Well, then owning certain dog breeds can become an issue.

Insurance and ‘dangerous dogs’

Pet insurance might not be worth the money, but for many pet owners it provides peace of mind. Flying with a pet can be dangerous, as can many household items. Insurance can help alleviate some of the worry associated with these dangers.

But insurance companies don’t love all dog breeds and have labeled several types as “dangerous dogs” they don’t want to cover. Is your dog one of those breeds? Let’s take a look at the most common dogs many insurance companies don’t want to cover.

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